As a member of Walton County Teacher's Federal Credit Union, you have access to affordable financial products including savings, CD’s (certificates of deposit), low cost loans, free checking and convenient access to your funds with ATM/Debit cards.

Our credit union specializes in service.  If you have a financial need, contact us for a plan.
 
To learn more about our financial products simply scroll down the page.
 
REGULAR ( Share) SAVINGS ACCOUNTS

Our regular Share (savings) account is the basic savings account you open to begin your membership in the credit union.  The minimum balance required is $25.00.  This $25.00 must remain in your account at all times in order to continue your membership. There is a 1 time fee of $1.00 to open your account.

Dividends are paid quarterly on the average daily balance at a rate determined by our Board of Directors. Deposits may be made in person, by mail, by payroll deduction or by direct deposit. All funds are insured with Federal Insurance up to $100,000 (NCUA)
 
SHARE DRAFT (Checking) ACCOUNTS

The initial deposit required to open your checking account is the cost of your first check order. No minimum balance and no service charges on this type of account, only your check order. The sharedraft account has overdraft protection.
 
CHRISTMAS CLUB ACCOUNTS / SPECIAL ACCOUNTS

These accounts can be used for various purposes.  Saving for special occasions, such as  Christmas, children or grandchildren college fund or any reason to keep it separate from  your regular savings account.
 
CD’S (Certificates of Deposit)

Your credit union offers a CD program. Terms vary from one year up to three years. The minimum deposit for a CD is $1,000.00.
 
LOANS

It is to your advantage to borrow from your credit union because, normally, we have the lowest interest rates available.   Many types of loans are granted to creditworthy members: signature, debt consolidation, vacation, new and used autos, recreational vehicles, home equity, tractors / heavy equipment, computers and new and used boats, motors and trailers and various other types.